Car Accidents

Car Accident Attorney in North Texas & Dallas, Texas

If you were injured in a car accident in North Texas, the insurance company is already building a case against you. Adjusters contact victims within hours of a crash — not to help, but to lock you into a low settlement before you understand the full extent of your injuries. Ford Law levels the playing field.

Attorney Matthew Ford spent years as defense counsel for one of the world’s largest insurance companies. He watched adjusters minimize claims, exploit recorded statements, and pressure injured people into settling for a fraction of what they deserved. Now he uses that insider knowledge to fight for car accident victims across North Texas, Dallas, Plano, McKinney, and the entire DFW metroplex.

Free Consultation — No Fee Unless We Win
Call (214) 227-9972 or Request a Free Case Review Online

Why You Need a Car Accident Lawyer — Not Just an Insurance Claim

Insurance companies are not on your side. The adjuster who calls you after a crash works for the company that will pay your claim — their job is to pay you as little as possible. Without an attorney, you are negotiating against professionals who do this every day.

A car accident attorney protects you by: preserving critical evidence before it disappears, calculating the true value of your claim (including future medical costs most people overlook), handling all communication with the insurance company so you cannot be tricked into damaging statements, and preparing your case for trial if the insurer refuses to pay fairly.

Types of Car Accident Cases We Handle in North Texas

Rear-End Collisions — The most common car accident in DFW. Rear-end crashes cause whiplash, herniated discs, concussions, and chronic pain. Even “minor” rear-end accidents can cause injuries that worsen over weeks or months.

Intersection Accidents & Red-Light Runners — Running red lights and failing to yield are leading causes of T-bone collisions at North Texas intersections. These side-impact crashes cause catastrophic injuries because the door offers minimal protection.

Highway & Freeway Crashes — High-speed collisions on US-75, the Dallas North Tollway, Sam Rayburn Tollway (SH-121), US-380, and I-35E cause severe and fatal injuries. Multi-vehicle pileups are common during North Texas weather events.

Distracted Driving Accidents — Texting while driving is a leading cause of accidents in Texas. Drivers on phones have reaction times comparable to drunk drivers. Ford Law investigates phone records and digital evidence to prove distraction.

Drunk & Impaired Driving Crashes — If a drunk driver caused your accident, you may be entitled to punitive damages with no cap under Texas law. DUI crashes often result in catastrophic injuries and wrongful death.

Hit-and-Run Accidents — If the at-fault driver fled the scene, your own uninsured motorist (UM) coverage may provide compensation. Ford Law helps you navigate UM claims and pursue the hit-and-run driver.

Uninsured & Underinsured Motorist Crashes — Texas has one of the highest uninsured driver rates in the nation. When the at-fault driver cannot pay, your own UM/UIM policy becomes critical. Learn more about UM/UIM claims.

Rideshare Accidents (Uber & Lyft) — Rideshare accidents involve complex, multi-layer insurance coverage. Learn about Uber & Lyft accident claims.

Common Injuries From Car Accidents

Car accident injuries range from soft tissue damage to life-altering trauma. We handle cases involving whiplash and neck injuries, herniated and bulging discs, traumatic brain injuries (TBI) and concussions, broken bones and fractures, spinal cord injuries and paralysis, internal organ damage, burns and scarring, knee, shoulder, and joint injuries, and post-traumatic stress disorder (PTSD).

Many car accident injuries are not immediately apparent. Adrenaline masks pain, and conditions like brain bleeds, soft tissue tears, and internal injuries may not show symptoms for days or weeks. Always seek medical attention after a crash — even if you feel fine.

What Compensation Can You Recover?

Texas places no cap on damages in standard car accident cases. You may recover:

Economic Damages — Past and future medical expenses, lost wages and lost earning capacity, property damage and vehicle replacement, rehabilitation and physical therapy costs, prescription medications and medical equipment.

Non-Economic Damages — Pain and suffering, mental anguish and emotional distress, loss of enjoyment of life, disfigurement and scarring, loss of consortium (spousal claims).

Punitive Damages — Available in drunk driving cases and cases involving gross negligence. Texas waives punitive damage caps in intoxication cases — juries can award any amount.

Texas Car Accident Laws You Should Know

Statute of Limitations: 2 Years — You have two years from the date of the accident to file a personal injury lawsuit. Miss this deadline and you lose your right to compensation permanently.

Modified Comparative Fault (51% Bar) — Texas allows you to recover damages as long as you are less than 51% at fault. Your recovery is reduced by your fault percentage. Insurance companies aggressively inflate victim fault to reduce payouts.

At-Fault State — Texas is an at-fault (tort) state. The driver who caused the accident is responsible for damages. You can file against the at-fault driver’s insurance, file against your own insurance, or sue the at-fault driver directly.

Minimum Insurance Requirements — Texas requires 30/60/25 coverage ($30K per person, $60K per accident for bodily injury, $25K for property damage). These minimums are often insufficient for serious accidents — which is why UM/UIM coverage matters.

What to Do After a Car Accident in North Texas or Dallas

1. Call 911 — Always get a police report, even for minor accidents. The report documents the scene and often establishes initial fault.

2. Get Medical Attention Immediately — Go to the ER or urgent care the same day. Delayed treatment gives insurers an argument that your injuries are not serious.

3. Document Everything — Photograph damage, injuries, skid marks, road conditions, traffic signals, and license plates. Record video if safe to do so.

4. Do Not Give a Recorded Statement — The at-fault driver’s insurance company will call you quickly. Politely decline to give a statement and do not sign anything.

5. Contact a Car Accident Attorney — Before speaking with any insurance adjuster, talk to a lawyer who can protect your rights and advise you on next steps. Ford Law offers free consultations 24/7.

Why Choose Ford Law for Your Car Accident Case

Former Insurance Defense Attorney — Matthew Ford knows how insurance companies build their cases because he used to build them. That experience is now your advantage.

Trial-Ready From Day One — We prepare every case for trial. Insurance companies pay more when they know the attorney will actually take the case before a jury.

Direct Attorney Access — You work directly with Matthew Ford. Not a paralegal, not a call center. Your attorney handles your case personally.

No Fee Unless We Win — Zero upfront cost. Zero risk. We only get paid if you get paid.

Local Knowledge — Based in North Texas, we know the roads, the courts, and the judges across Collin County, Denton County, and Dallas County.

Frequently Asked Questions About Car Accidents in Texas

What should I do right after a car accident?

Call 911, seek medical attention, document the scene with photos, exchange information with the other driver, and contact a car accident attorney before speaking with any insurance company.

How long do I have to file a car accident claim in Texas?

Two years from the date of the accident. Do not wait — evidence disappears and witnesses forget. The sooner you contact an attorney, the stronger your case.

Should I accept the insurance company’s first offer?

Almost never. First offers are calculated to close your claim cheaply before you understand your full medical needs. An attorney evaluates the true value of your case.

Can I recover compensation if I was partially at fault?

Yes. Texas allows recovery as long as you are less than 51% at fault. Your compensation is reduced by your fault percentage.

What if the other driver has no insurance?

You may recover under your own uninsured/underinsured motorist (UM/UIM) policy. Ford Law helps clients navigate UM/UIM claims to maximize recovery.

Injured in a Car Accident? Call Ford Law Now.

Every day you wait, the insurance company builds a stronger case against you. Contact Ford Law today for a free, confidential case evaluation. We serve accident victims in North Texas, Dallas, Plano, McKinney, Allen, Prosper, The Colony, and throughout North Texas.

No Fee Unless We Win — Available 24/7
Call (214) 227-9972